Today Flood Re published its Annual Report & Accounts which revealed that: Flood Re continues to deliver on its availability and affordability objectives across the UK. A total of 256,634 policies were backed by Flood Re this year, an 18% increase from 2021. Almost half a million households (479,000) have now benefited from the Scheme since 2016. Following its introduction in April 2022, over 50% of the highest flood risk householders will be able to access Build Back Better provisions by the end of the year Despite a relatively dry year, the results mark the one-year anniversary of the devastating floods in Germany, Belgium and London, with climate change set to increase the frequency and severity of floods in the future. Flood Re calls for urgent action among government, insurers and consumers to adapt ahead of its legislated exit from the market in 2039. This includes continued success and take-up of Build Back Better and reforms to the UK planning system as part of the Levelling up & Regeneration Bill. Flood Re, the joint initiative between the UK insurance industry and the UK Government that exists to promote the availability and affordability of flood insurance, has reported strong financial and operational performance for the year ending 31 March 2022, with profit before tax of 㱳2m. The Scheme also reported a steady increase in the number of policies ceded to the Scheme, rising by 18% from the previous financial year to 256,634. Nearly half a million (479,000) householders have benefited from policies backed by Flood Re since its launch while 4 out of 5 of those with previous flood claims have seen a price reduction in their insurance premium of more than 50% since the Schemeҳ inception in 2016. This financial year also saw the introduction of Flood Reҳ world-first Build Back Better initiative, designed to reduce the cost and impact of future floods by including property resilience measures as part of flood repairs. Over 50% of the highest flood risk householders will now be able to access Build Back Better provisions by the end of the year through participating insurers (Aviva, LV=, NFU Mutual, Ageas and Lloyds Banking Group), with wider support expected in the future. Working towards 2039 By law Flood Re will exit the market in 2039, by which point climate change is predicted to have led to more frequent and more severe cases of flooding. While 2021/22 was a relatively dry year, high profile floods in London and elsewhere in Europe highlight the urgent need to adapt to a warmer and wetter planet, and to ensure the continued provision of home insurance post-transition. Flood Reҳ Annual Report highlights the need for collaborative action with insurers and government to create a risk-reflective market before this deadline, namely: Continue to build on the success of Build Back Better: Flood Re is confident that with continued support from insurers, Build Back Better will increasingly become a standard component of household insurance and have a profound impact on reduced costs of future flooding events. Promote property flood resilience (PFR) and flood performance certificates: Flood Re is working to normalise resilience measures, but more innovative public-private partnerships are also needed to encourage take-up and provide the right behavioural nudges to homeowners. Reform UK planning policies to reflect growing flood risk: The Levelling up & Regeneration Bill presents a once in a generation opportunity to improve the resilience of the UK housing stock. Flood Re is calling for reform that places greater emphasis on flood protection during the initial construction of new homes to ensure they are built with flood risk in mind. Flood Re is benefiting more people than ever before. But, with our exit from the market fast approaching, wake up calls should be ringing for government and insurers as there is significant progress still needed to ensure the market remains accessible in just 17 yearsҠtime. As climate change drives damaging and unpredictable weather, ensuring that the right homes are built in the right locations to the right standard is the biggest single step we can take as a nation to prepare and adapt. This must be combined with urgent and coordinated action to encourage the take-up of property flood resilience measures. Andy Bord, CEO, Flood Re The postAlmost half a million households have now benefited from Flood Re. appeared first onFlood Re.

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Water נit makes up 60% of the human body and 71% of the Earthҳ surfaces. We need it tosustain all life on this planet we call home, and in most countries, weҲe accustomed to being able to get it straight from the tap to drink, clean, and water crops. Failing that, a well, spring, or even a bottle from the shop provide us with this much-needed resource. But how often do you think about rainwater, its part in the environment, its uses, and whether itҳ drinkable? Letҳ start right at the source. How does rainwater form? Heat from the sun evaporates water from the Earthҳ surface (from plants, lakes, rivers, oceans, and ice) into the atmosphere. The vapour then condenses into clouds, and in order to do so, the vapour needs a solid to grip onto ֠a speck of dust or pollen does the job. When the cloud gets dense and the water droplets grow large, they fall to earth as rain. This process is called precipitation. What does rainwater contain? As a result of this process, rainwater is inherently dirty. It needs that condensation nucleus נthat dust, soot, or flake of salt נin order to form and fall. This is precisely why youҬl have probably noticed that, from time to time, the rain on your window leaves streaks of dust. It goes, after all, on a long journey to get to you. This means that, aside from its original composition, rainwater contains particles of whatever it has passed through before reaching its final destination. As for its original composition, rainwater is a mixed electrolyte containing varying amounts of minor and major ions. Clean rain usually has a pH level between 5 and 5.5, while acid rain (rainwater combined with sulphur dioxide or nitrogen oxides) has a pH value of 4. Can you drink rainwater? As a child, you may have looked up at a drizzly sky, stuck your tongue out, and asked your parents if you can drink rain water. You might have wondered the same thing as an adult interested in the water crisis and eco-friendly practices. Itҳ interesting to note that, while much of the discussion around rainwater is about how clean it is at the source, our drinking water is not necessarily clean at the source either. Generally speaking,1 in 3 people donҴ have access to clean drinking water and, even in countries where we do drink tap water, contaminants are often present. Paracetamol, microplastics, and evenlead from petrol all eventually make their way into our precious water sources. Read our blog aboutthe future of water to learn more. As for rainwater, various factors impact how clean it is נsuch as the air pollution levels of the geographical area, where it falls, and how you process it. To ensure rainwater thatҳ harvested is generally clean, itҳ important to maintain and clean the surfaces it falls onto and the pipes it travels through, as well as the places it is stored. Certain bacteria, viruses, and parasites can be eliminated by boiling the water, but thatҳ not typically enough to ensure itҳ safe to drink. In order to make rainwater potable, it has to be regularly treated and tested properly using an intricate system of filters, ultraviolet light, and chemical treatment. This can end up a little pricey! How can rainwater be used for good? There are so many uses for rainwater other than for drinking. Generally speaking, rainwater can be used to water plants, flush toilets, clean cars, and for irrigation. In commercial settings, a number of businesses around the world are seeing the benefits of rainwater harvesting for reducing bills and amping up their sustainability efforts. In fact, it can reduce yourwater usage by as much as 40%! Take a look atH2O Building ServicesҠlist of 5 UK businesses making the most of rainwater. Whatҳ more, the simple act of harvesting rainwater can help reduce localised flood risks, particularly where overstressed drainage systems cannot handle flash floods. Such flooding events are increasing in occurrence due to climate change. Overall, less reliance on groundwater and aquifers can only be a good thing! How do you test how clean rainwater is? For a simple at-home test of the pH of rainwater, you canuse pH strips easily. But for a more in-depth test of the quality of water for commercial, industrial, and environmental purposes, you will need to use water quality monitoring equipment.Depending on theparameters you would like to test for, you can use awater quality probe to see just how clean your water is! View ourrange of products here orget in touch. The postRainwater: Is it Clean? appeared first onAquaread.


Today Flood Re published its Annual Report & Accounts which revealed that: Flood Re continues to deliver on its availability and affordability objectives across the UK. A total of 256,634 policies were backed by Flood Re this year, an 18% increase from 2021. Almost half a million households (479,000) have now benefited from the Scheme since 2016. Following its introduction in April 2022, over 50% of the highest flood risk householders will be able to access Build Back Better provisions by the end of the year Despite a relatively dry year, the results mark the one-year anniversary of the devastating floods in Germany, Belgium and London, with climate change set to increase the frequency and severity of floods in the future. Flood Re calls for urgent action among government, insurers and consumers to adapt ahead of its legislated exit from the market in 2039. This includes continued success and take-up of Build Back Better and reforms to the UK planning system as part of the Levelling up & Regeneration Bill. Flood Re, the joint initiative between the UK insurance industry and the UK Government that exists to promote the availability and affordability of flood insurance, has reported strong financial and operational performance for the year ending 31 March 2022, with profit before tax of 㱳2m. The Scheme also reported a steady increase in the number of policies ceded to the Scheme, rising by 18% from the previous financial year to 256,634. Nearly half a million (479,000) householders have benefited from policies backed by Flood Re since its launch while 4 out of 5 of those with previous flood claims have seen a price reduction in their insurance premium of more than 50% since the Schemeҳ inception in 2016. This financial year also saw the introduction of Flood Reҳ world-first Build Back Better initiative, designed to reduce the cost and impact of future floods by including property resilience measures as part of flood repairs. Over 50% of the highest flood risk householders will now be able to access Build Back Better provisions by the end of the year through participating insurers (Aviva, LV=, NFU Mutual, Ageas and Lloyds Banking Group), with wider support expected in the future. Working towards 2039 By law Flood Re will exit the market in 2039, by which point climate change is predicted to have led to more frequent and more severe cases of flooding. While 2021/22 was a relatively dry year, high profile floods in London and elsewhere in Europe highlight the urgent need to adapt to a warmer and wetter planet, and to ensure the continued provision of home insurance post-transition. Flood Reҳ Annual Report highlights the need for collaborative action with insurers and government to create a risk-reflective market before this deadline, namely: Continue to build on the success of Build Back Better: Flood Re is confident that with continued support from insurers, Build Back Better will increasingly become a standard component of household insurance and have a profound impact on reduced costs of future flooding events. Promote property flood resilience (PFR) and flood performance certificates: Flood Re is working to normalise resilience measures, but more innovative public-private partnerships are also needed to encourage take-up and provide the right behavioural nudges to homeowners. Reform UK planning policies to reflect growing flood risk: The Levelling up & Regeneration Bill presents a once in a generation opportunity to improve the resilience of the UK housing stock. Flood Re is calling for reform that places greater emphasis on flood protection during the initial construction of new homes to ensure they are built with flood risk in mind. Flood Re is benefiting more people than ever before. But, with our exit from the market fast approaching, wake up calls should be ringing for government and insurers as there is significant progress still needed to ensure the market remains accessible in just 17 yearsҠtime. As climate change drives damaging and unpredictable weather, ensuring that the right homes are built in the right locations to the right standard is the biggest single step we can take as a nation to prepare and adapt. This must be combined with urgent and coordinated action to encourage the take-up of property flood resilience measures. Andy Bord, CEO, Flood Re The postAlmost half a million households have now benefited from Flood Re. appeared first onFlood Re.

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Buy Italian original driver’s license online. Model 2018 year. Valid for 10 years. In Italy the driving license is a governmental right given to those who request a license for any of the categories they desire. It is required for every type of motorized vehicle. The minimum age to obtain a driving license is: 16 years for a motorcycle 125cc with a limit of motor power of 11 kW and for a quadricycle motor (cars with a weight of 400 kg (550 kg if it’s for freight transport)and a motor power not exceeding 15 kW), 18 years for a car or a motorcycle without a limit for the engine cylinder capacity and a limit of motor power of 35 kW, and 21 years for mini-buses, three-wheeler without a limit of motor power and cargo vehicles, and 24 years for motorcycles without limits of motor power and for buses.

Water makes the world go round. Itҳ crucial that we protect it, and one such way to do that is through water quality testing. There are so many reasons why you might need to test water quality, and so many factors that make up ѱualityҠin the first place. So in this blog, we wanted to dive into the basics of water quality testing נthe whys and hows. Read on to discover more. 1. Establish which water source you need to test The water source that you need to test will determine the kind of test you should carry out. Typical applications include: Surface water testing נlakes, rivers, and coastal waters Groundwater testing נwater that has seeped into the earth and into underground aquifers Aquaculture testing נareas for farming aquatic organisms Mining &construction monitoring Marine water monitoring 2. Decide on the parameters to test for Depending on your application, there are a range of factors and contaminants that you might want to test for in establishing water quality. Here at Aquaread, our water monitoring equipment can be installed with a range of sensors. Here are some factors you may consider: pH levels This is one of the most common water quality measurements taken, establishing how acid or alkaline water is נand for good reason. ThepH of water can impact the nutrient density, microbial activity, chemical behaviour, and the lives of aquatic organisms. PH is found by measuring the amount of free hydrogen and hydroxyl ions in the water. The higher the concentration of free hydrogen, the more acidic the water, while a higher level of hydroxyl ions indicates alkalinity. Dissolved oxygen (DO) Thelevel of DO in water correlates to the health of aquatic life therein נsimply because, well, oxygen is crucial for all life forms. Low levels of DO can harm aquatic life, and the opposite is also true. If the water is too saturated with oxygen, nothing much will thrive there. Salinity Thesalinity of water refers to the concentration of salt and is measured by testing the waterҳ electrical conductivity. Saltwater is more conductive than water with low or no salt content. Ammonia/ammonium Testing for ammonia in water can provide another crucial indicator of water quality. High levels of ammonia can indicate contamination with pollutants such as fertiliser and industrial waste from the manufacturing of plastics, rubber, and more. Blue-green algae This photosynthetic bacteria can grow in both fresh and marine water where water is warm and rich in nutrients. If toxic algal blooms form, they can limit the growth of other plants below and lead to the water becoming hypoxic (starved of oxygen) and uninhabitable.Testing for blue-green algae, therefore, is an important indicator of the health of a body of water. A range of other parameters These are just some of the factors you may want to test for when establishing water quality. Take alook at our sensors page to discover more, from Chloride to Nitrate! 3. Choose your water testing tool Now you know the parameters you are looking to test, youҬl have a better idea of what sort of equipment you need. There are many effective at-home tests you can do to begin learning more about water quality. For example, you canuse pH sticks if youҲe just looking for a simple, educational test of pH levels. Other at-home test kits commonly measure lead, bacteria, nitrates, and chlorine. But if youҲe looking for a more in-depth water quality test for commercial, industrial, or environmental monitoring purposes,browse our range of water quality monitoring products. Take ourAP-600 as an example. This multiparameter probe can measure: Optical DO Specific EC Absolute EC pH ORP TDS Resistivity Salinity SSG Temperature Depth Not only that, but it has 4 spare auxiliary sockets so that you can add further sensors of your choosing. Used in combination with one of ourlogging tools, the Aquaprobe is a powerful water quality measuring device. 4. Ensure your equipment is installed & calibrated correctly When you get your water quality measuring equipment, youҬl need to install and calibrate your sensors before use. Installation is simple: first, unscrew the blanking cap from the aux socket, apply the provided silicone grease to the thread, and screw in your sensor. From there, calibration is made as easy and automated as possible נin a few short steps, your sensor will be calibrated and ready to use. View each individualsensor page for information on the calibration requirements, and discover more about thecalibration process in our video. 5. Test, test, test From here, youҲe ready to test water quality to your heartҳ content נwhether itҳ to establish the impact ofurban runoff on local lakes or the quality of drinking water in underground aquifers. Discover more aboutAquaread here and, if you have any questions about water quality testing, donҴ hesitate toget in touch with our team! The postThe Basics: How to Test Water Quality appeared first onAquaread.

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Today Flood Re published its Annual Report & Accounts which revealed that: Flood Re continues to deliver on its availability and affordability objectives across the UK. A total of 256,634 policies were backed by Flood Re this year, an 18% increase from 2021. Almost half a million households (479,000) have now benefited from the Scheme since 2016. Following its introduction in April 2022, over 50% of the highest flood risk householders will be able to access Build Back Better provisions by the end of the year Despite a relatively dry year, the results mark the one-year anniversary of the devastating floods in Germany, Belgium and London, with climate change set to increase the frequency and severity of floods in the future. Flood Re calls for urgent action among government, insurers and consumers to adapt ahead of its legislated exit from the market in 2039. This includes continued success and take-up of Build Back Better and reforms to the UK planning system as part of the Levelling up & Regeneration Bill. Flood Re, the joint initiative between the UK insurance industry and the UK Government that exists to promote the availability and affordability of flood insurance, has reported strong financial and operational performance for the year ending 31 March 2022, with profit before tax of 㱳2m. The Scheme also reported a steady increase in the number of policies ceded to the Scheme, rising by 18% from the previous financial year to 256,634. Nearly half a million (479,000) householders have benefited from policies backed by Flood Re since its launch while 4 out of 5 of those with previous flood claims have seen a price reduction in their insurance premium of more than 50% since the Schemeҳ inception in 2016. This financial year also saw the introduction of Flood Reҳ world-first Build Back Better initiative, designed to reduce the cost and impact of future floods by including property resilience measures as part of flood repairs. Over 50% of the highest flood risk householders will now be able to access Build Back Better provisions by the end of the year through participating insurers (Aviva, LV=, NFU Mutual, Ageas and Lloyds Banking Group), with wider support expected in the future. Working towards 2039 By law Flood Re will exit the market in 2039, by which point climate change is predicted to have led to more frequent and more severe cases of flooding. While 2021/22 was a relatively dry year, high profile floods in London and elsewhere in Europe highlight the urgent need to adapt to a warmer and wetter planet, and to ensure the continued provision of home insurance post-transition. Flood Reҳ Annual Report highlights the need for collaborative action with insurers and government to create a risk-reflective market before this deadline, namely: Continue to build on the success of Build Back Better: Flood Re is confident that with continued support from insurers, Build Back Better will increasingly become a standard component of household insurance and have a profound impact on reduced costs of future flooding events. Promote property flood resilience (PFR) and flood performance certificates: Flood Re is working to normalise resilience measures, but more innovative public-private partnerships are also needed to encourage take-up and provide the right behavioural nudges to homeowners. Reform UK planning policies to reflect growing flood risk: The Levelling up & Regeneration Bill presents a once in a generation opportunity to improve the resilience of the UK housing stock. Flood Re is calling for reform that places greater emphasis on flood protection during the initial construction of new homes to ensure they are built with flood risk in mind. Flood Re is benefiting more people than ever before. But, with our exit from the market fast approaching, wake up calls should be ringing for government and insurers as there is significant progress still needed to ensure the market remains accessible in just 17 yearsҠtime. As climate change drives damaging and unpredictable weather, ensuring that the right homes are built in the right locations to the right standard is the biggest single step we can take as a nation to prepare and adapt. This must be combined with urgent and coordinated action to encourage the take-up of property flood resilience measures. Andy Bord, CEO, Flood Re The postAlmost half a million households have now benefited from Flood Re. appeared first onFlood Re.

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